J. Michael Collins

Dr. Collins is a nationally recognized expert in the loss mitigation/foreclosure industry and professor of Consumer Finance at the University of Wisconsin-Madison. His studies on consumer behavior insights focus on the role of information in consumer decision-making, especially for low-income households. Michael has studied consumers in the financial marketplace for more than a decade and has published many articles on consumer responses to foreclosure, the role of default counseling, and the effects of consumer protection policies.