Bernadette Smith

Bernadette Smith currently serves as the Deputy Chief Risk Officer and MLRO at Starling Bank since June 2022, after holding positions such as Director of Financial Crime Risk and MLRO. Prior experience includes serving as Director of Compliance and MLRO at Cynergy Bank and Risk and Compliance Manager at the Foreign and Commonwealth Office. Bernadette also worked as Senior Risk Manager at Nationwide Building Society and as a Manager at Lloyds Banking Group, where responsibilities included risk assessment during a technology change program. Additionally, Bernadette has experience as a Program Manager at LogistikUnicorp, advising Ministry of Defence personnel on operational processes. Educational qualifications include a Diploma in International Risk Management from the Institute of Risk Management and a Certificate in Anti Money Laundering Awareness from The University of Manchester.