Francesca Venino is an experienced professional in the retail and credit services industry, currently serving as Merchant Training Manager and Vice President at TD Retail Card Services since September 2012. Francesca has held various roles at TD, including Project Manager and Project Specialist. Prior experience includes serving as Vice President and Special Projects Manager at Shoppers Charge Accounts from August 1993 to October 2002, as well as Credit Marketing Manager at Petrie Stores Corporation from 1987 to 1993. Francesca holds a Bachelor of Science degree in marketing from William Paterson University of New Jersey, earned between 1986 and 1990.