Sayen Baladeb Sen currently serves as the Divisional Head of Data & Analytics at TVS Credit Services Ltd., a position held since September 2021. Previously, Sayen was the Senior Vice President at CIMB Thai Bank, where leadership was demonstrated in the Modelling and Portfolio Analytics division. Experience at Deloitte included roles as Senior Manager and Manager in Financial and Regulatory Risk, focusing on credit risk modeling and compliance. Sayen's career began at Citibank, with subsequent positions at Fractal Analytics, American Express, Dun & Bradstreet, and HDFC Bank, emphasizing expertise in risk analytics and statistical modeling. Educational qualifications encompass an Executive MBA in Finance from SP Jain School of Global Management, multiple degrees from The London School of Economics, and advanced studies in Quantitative Economics from the Indian Statistical Institute and University of Calcutta.