Sharad Agarwal

Sharad Agarwal currently serves as the Hub Credit Head at Ummeed Housing Finance Pvt. Ltd. since June 2023, overseeing the credit granting process for the Noida Hub and managing various responsibilities such as case stock reviews, customer credit assessments, and loan appraisals. Previously, Sharad held key positions at Aadhar Housing Finance Ltd. as Sr Branch Credit Manager, Shubham Housing Development Finance Company as Credit Manager, Aavas Financiers Ltd as Sr. Credit Officer, and ICICI Bank as Credit Process Manager, accumulating extensive experience in credit assessment, risk analysis, and compliance within housing finance. Sharad's career began at Bharti Airtel Services as Sr. Lead, followed by a foundational role as an Assistant at TECHNO ECONOMIC SERVICES. Educational qualifications include an MBA in Finance & Banking, a Certificate in Computing, and a Bachelor's Degree in Commerce.