Kalpana Pandey

Kalpana Pandey is an accomplished professional with extensive experience in leadership roles within the financial services sector. Currently serving as an Independent Director at Utkarsh Small Finance Bank since April 2020, Kalpana previously held the position of Managing Director and CEO at CRIF High Mark from October 2013 to March 2020. Kalpana's expertise in technology and risk management was demonstrated in the role of Chief Technology Officer and CISO at High Mark Credit Information Services for a brief period in 2013. Previous positions also include Senior Vice President of Information Technology and Vice President of Information Technology at HDFC Bank, where Kalpana gained significant experience between 2001 and 2012. Early career accomplishments include leadership roles at Idbi Principal Asset Management Company, IDBI Asset Management Ltd, and State Bank of India.