Founded in 1902, Western State Bank is an employee-owned community bank with close to $1.7 billion in assets. We offer full-service personal and business banking services, investments, and mortgage financing. We also offer nationwide equipment financing services and have been consistently rated as a 5-Star Superior Bank by Bauer Financial. 

Our banks are located in the North Dakota communities of Devils Lake, Fargo, and West Fargo, and in the Arizona communities of Casa Grande, Chandler, Deer Valley, Mesa, Scottsdale, Sun City, and Sun City West.

Giving back is a big part of our hometown banking philosophy. We show our community support through annual paid volunteer time off for employees, company gift matching, corporate sponsorships and donations, and more.

Interested in joining our growing team? Check out our Careers page at westernbanks.com/careers.

Member FDIC | Equal Housing Lender


Banking

Real Estate

Western State Bank

Brian Houkom

Missy Bohara (Dale)

Imelda Marquez

Greg Kolton

Andy Strand

Brad Jacobson

Matthew M. Oachs

Dean Froslie

Matthew Riegel

Kelsey Smith Sphr

Mark Jensen

Ryan M.

The Banking and Credit Team at Western State Bank is responsible for providing comprehensive financial services, including commercial and retail banking, business and personal loans, and credit assessment. This team evaluates credit risk, manages loan portfolios, and works closely with clients to tailor financing solutions that meet their specific needs, while ensuring regulatory compliance and promoting financial stability.

Banking and Credit Team

Leadership Team

Information Technology Team

Banking and Credit Team

About

Team members

Other teams at Western State Bank

Leadership Team

Information Technology Team