Emilio Garmendia

Emilio Garmendia is an Economics Master Student at Universidade do Minho since October 2022 and a WHM Certified Instructor - Level 2 for Wim Hof Method since January 2019. As a self-employed Finance Consultant, Garmendia specializes in budgeting, financial analysis, reporting, and cash flow management. Previous experience includes roles as International Treasury Manager at Nacional Financiera (April 2014 - February 2019), Treasury Department Manager at Intercam Banco (March 2013 - March 2014), and Administrative Manager at Galgo Pre-Q Europe (January 2008 - December 2011). Garmendia's educational background encompasses various degrees in economics, finance, accounting, and investment analysis from institutions including CEF Centro de Estudios Financieros, Universidade do Minho, Instituto Tecnológico Autónomo de México, The London School of Economics and Political Science, and Southern Methodist University.