Karl Pelowich is the Head of Culture & Colleague Experience at TD Bank Financial Group where he has enterprise accountability for colleague listening & insights, the employee value proposition, employment branding and TD’s career & redeployment practice. Karl is a seasoned HR executive and has held roles accountable for developing and implementing talent management strategies & frameworks for significant business transformations. Prior roles also include Head of HR for TD’s North American Contact Centres and Technology Infrastructure teams where he was responsible for the development and delivery of people strategies. Prior to joining TD, Karl held a variety of roles at BMO Financial Group in Human Resources, Salesforce Effectiveness, Personal & Commercial Banking, Finance and the Contact Centre. Karl is actively involved in the community as the Board President of JobStart and is an active contributor to Ryerson University’s Top 200 mentoring program. Karl has a BBA from Wilfrid Laurier University and an MBA from Dalhousie University.