Naveen Chaluvadi currently serves as the Chief Digital Officer at YES BANK since August 2013, with extensive experience in digital banking, payments, and innovation. Prior roles at YES BANK include Senior President and Head of Digital Banking, President of Digital Banking and Payments, and Group Executive Vice President in the same domain, where responsibilities encompassed managing digital businesses, driving digital initiatives, and focusing on service customization for various sectors. Naveen's previous experience includes a Product Manager role at ING Vysya Bank, Assistant Vice President at YES BANK, Senior Manager at Union Bank of India, and consultancy roles, along with foundational software development experience at Broadridge and MICO BOSCH. Naveen holds a PGDM in General Management from the Indian Institute of Management Ahmedabad and a B.E. in Mechanical Engineering from Ramaiah Institute of Technology.