Michelle Mifka

Michelle Mifka currently serves as Head of Risk Assurance at 118 118 Money, overseeing risk assurance activities, the risk register, external audit, and model risk oversight since January 2024. Prior to this role, Michelle held significant positions in risk management, including Head of Credit Risk Controls Oversight (EMEA) at MUFG and Operational Risk Consultant at RCI Bank. Other roles include Operational Risk Manager positions at Investec and Newton Investment Management, as well as Risk Oversight Manager for HSBC Private Banking. Michelle's extensive experience in risk and controls also includes serving as Director Risk and Controls, Digital at RBS Coutts Bank Ltd., where responsibilities encompassed risk management for the Chief Administrative Office in Wealth Management across multiple regions. Michelle earned a degree in Environmental Sciences from Murdoch University between 1996 and 1998.