David M. Brear

David is the CEO of 11:FS and since his dream of being a sportsperson was crushed (along with the ligaments in his knee!) and he had to get a proper job, he has worked in pretty much every angle of financial services industry but never lost that competitive desire to win.

Having pitched, established and run billion-pound transformations for some of the biggest FS companies on the planet the realisation that digital banking is only 1% finished has spurred his desire to establish an organisation that can actually make it happen.

Most recently David has led the creation and market establishment of the challenger business bank Mettle for Natwest in the UK as its CEO, proving that the big banks can fight back against the fintech threat.