Denise Carvalho

Denise Carvalho is an experienced professional in commercial management, currently serving as Diretora Comercial Saúde e Odonto at SulAmérica since April 2024, focusing on the health and dental insurance segments across multiple regions of Brazil. Denise is also a member of the Academia Europeia da Alta Gestão since November 2019. Prior experience includes roles as Diretora Comercial at Dasa, where the oversight of insurer relations was key, and at MetLife, managing commercial operations across various Brazilian states. Additional positions include Diretora Comercial at Zurich Seguros, Diretora Territorial at Brasilveiculos, and Gerente Regional Benefícios at Unibanco S/A. Denise holds a Bachelor's degree in Business Administration from UERJ and a postgraduate degree in Fiscal and Tax Auditing from Universidade Gama Filho.