Ziya Yagubov

Ziya Yagubov is a seasoned banking professional with extensive experience at AFB Bank OJSC since September 2014, currently serving as a Senior Specialist in the Payment Cards Division where responsibilities include working with Mastercard and VISA payment systems, preparing reports, and implementing new card projects. Previous roles within the same institution involved customer service in both front and back offices, where Ziya worked with retail and corporate clients, managed loan processes, and handled banking documentation. Ziya's career began at Yapi Kredi Bank Azerbaijan as a Cashier. Ziya holds a Master's degree in Commerce from Azerbaijan State University of Economics and a Bachelor's degree in Commerce from Azerbaijan Cooperation University.