Lokesh Minocha

Lokesh Minocha is a seasoned professional with extensive experience in credit risk management, pricing strategy, and underwriting within the financial services sector. Currently serving as the Director of Pricing Strategy for US Consumer Cards and Personal Loans at American Express since December 2012, Lokesh leads teams focused on offer strategy, competitive intelligence, test frameworks, and P&L forecasts. Previous roles at American Express include Director positions in Underwriting, Collections, International Commercial Analytics, and Senior Credit Risk Manager for UK Small Businesses, where Lokesh demonstrated strong leadership, mentoring abilities, and expertise in quantitative analysis. Lokesh's educational background includes a CFA Program from the CFA Institute, an MBA in Finance from the Faculty of Management Studies, University of Delhi, and a Bachelor of Engineering in Electronics & Communication from the Netaji Subhas Institute of Technology.