Gul Elmas

Head Of Sales Analytics at AO Home Credit Bank Kazakhstan

Gul Elmas has over 15 years of experience in various roles in the banking sector. Gul has worked at different companies, including AO Home Credit Bank Kazakhstan, DenizBank, QNB Finansbank, ING Bank Turkey, and TEB. Their roles have included Head of Sales Analytics, Head of Life Cycle, Head of Customer Experience, SME Banking Portfolio Management and CRM Strategy Manager, SME Banking Product Management, and Small Business Banking Strategy and Planning. Gul has a strong focus on customer-centric strategies, data-driven approaches, and business transformation. Gul has successfully led projects and teams, implementing strategies and driving growth in multiple organizations.

In 2023, Gul Elmas completed a Certificate program in Data Science for Business at Harvard Business School Online. In 2019, they attended MIT Sloan Executive Education for a specialization in Innovation of Products and Services. That same year, they also obtained a Certificate in Digital Marketing from Columbia Business School. In 2009, Gul attained a Master's degree in Financial Mathematics from Yeditepe University, and in 2004, they completed a Master's degree in European Politics from KU Leuven. Their undergraduate studies were at Marmara University, where they earned a Bachelor's degree in Politics and International Relations in 2004. In 2021, Gul Elmas completed a Certified Online Course in Lean Management from Udemy Business.

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