Joy Simmons

Joy Simmons is an accomplished finance professional with extensive experience in the mortgage and banking sectors. Currently serving as a Third Party Risk Officer and Information Security Coordinator at Baker Boyer Bank since June 2019, Joy has previously held various roles including Trust Associate and multiple mortgage processing positions at companies such as Caliber Home Loans, Desert Canyon Mortgage, Guild Mortgage, and Numerica Credit Union. Joy has a proven track record in monitoring lending processes, analyzing financial data to identify potential fraud, and meeting production goals. Educational qualifications include certification from the America School of Mortgage Banking in Mortgage Loan Officer and Processor, complemented by foundational education from Northview High School. Joy has also demonstrated exceptional sales capabilities, recognized as a top producer in previous roles in business banking.