Stephen Roughton-Smith

Stephen Roughton-Smith joined Bank of Ireland in December 2021 as Group Chief Risk Officer. Stephen has over 30 years’ risk and leadership experience working across large and medium sized UK and global financial institutions, having joined Bank of Ireland from Belmont Green Finance where he held the role of Chief Risk Officer.

Prior to this, Stephen held a number of senior positions in international financial services organisations including Head of Credit Risk for the Abu Dhabi Investment Authority, Deputy Chief Risk Officer at Lloyds Bank, and UK Chief Risk Officer with ABN AMRO. In these roles he led teams through periods of strong growth and significant economic uncertainty, operating both at Board and Executive Committee level.

Stephen is a Chartered Accountant (ACA) with a BSc. Honours in Physics and MPhil in Semiconductor Physics.