Muhammad Lutfi

Muhammad Lutfi is an experienced professional in the banking and trade finance sector, currently serving as the Trade Operations Unit Head at Bank Shinhan Indonesia since March 2023. Prior to this role, Muhammad held the position of Trade Finance Section Head at PT. Bank IBK Indonesia TBK from May 2022 to February 2023. Muhammad's extensive background includes serving as the Trade Finance Team Leader (Branch) at PT. Bank Woori Saudara Indonesia 1906, Tbk., where responsibilities included Open Account Financing and Post Shipment Financing. Earlier in the career, Muhammad occupied various positions, including Sub Branch Manager, Trade Ops Export Import Senior Officer, and Back Office Employee/Remittance. Muhammad started in the banking industry as an Export Staff at PT Bank Danamon Indonesia, Tbk. Additionally, Muhammad earned a Bachelor's degree in Banking and Financial Support Services from Universitas Islam Negeri Syarif Hidayatullah Jakarta.