Adam Jrida has a strong background in credit underwriting and analysis. Adam started their career at Bank of America as a Portfolio Manager in the Business Banking division. From 2014 to 2016, they worked as an Officer and Credit Analyst, where they played a key role in underwriting and analyzing credit risk for clients in the Restaurant Finance and McDonald Group. In 2016, Adam joined Santander Bank, N.A. as an AVP, Commercial Credit Officer. In this role, they evaluated, structured, risk-rated, underwrote, and reviewed loan requests for clients in the Business Banking division. Adam also ensured compliance with credit policies and maintained the integrity of financial analysis and underwriting processes. Most recently, Adam joined BankNewport as a Vice President and Senior Credit Underwriter in Commercial Credit Underwriting, where they continue to perform credit analysis and underwriting of new commercial loan requests. Throughout their career, Adam has demonstrated strong analytical skills, knowledge in assessing creditworthiness, and the ability to build relationships with lenders and clients.
Adam Jrida has a Master of Business Administration (MBA) degree in Accounting and Finance from Johnson & Wales University, which they obtained from 2004 to 2007. Prior to that, they earned a Bachelor's degree from Rhode Island College between 2001 and 2003. Additionally, they have obtained additional certifications in Advanced Cash Flow & Loan Structure and Advanced Commercial Credit from institutions such as Omega Performance and Bank of America.
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