Lyubomira Konstantinova, currently serving as the Head of the Lending Business Department in Retail Banking at Bulgarian American Credit Bank since December 2018, possesses extensive experience in the banking sector. Prior to this role, Lyubomira worked at Allianz Bulgaria from October 2008 to December 2018, where responsibilities included serving as the Head of Lending and as an Expert in Retail Banking. This background highlights a strong expertise in lending and retail banking operations.
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