David Heylings

David Heylings is the Digital Director & Strategy Transformation Director at Cabot Credit Management, leading the Strategy, Analytics & Digital teams. Previously, David held various roles at HSBC and Lloyds Banking Group, focusing on pricing, analytics, and customer management in unsecured lending and savings portfolios. David also has a background in credit risk analysis and holds a MSc in Financial Economics and a BA in Economics & Statistics from the University of Exeter.