Kristina S. Plants

Kristina S. Plants is an experienced financial professional specializing in credit analysis and underwriting, currently serving as a Senior Credit Analyst at Canandaigua National Bank & Trust since September 2021. Previous roles include VP, Senior Credit Officer at First American Equipment Finance, VP, C&I Credit Officer at United Bank, and Sr. Credit Underwriter at Peoples Capital and Leasing Corp, among others. Kristina's extensive background encompasses performing in-depth credit analyses, stress testing borrower financials, and assessing commercial financing structures. Education was completed at WCSU.