Nicole Bartsch is a Senior Decision Scientist at Capitec, specializing in credit analytics since August 2022, focusing on the evaluation and enhancement of credit portfolio performance using advanced data science methodologies. Prior to this role, Bartsch served as a Data Scientist III at Mediclinic from January 2017 to August 2022, where responsibilities included developing clinical indicators and algorithms to support business decision-making. Academic achievements include a Master of Commerce in Quantitative Management, a Bachelor of Commerce Honours in Quantitative Management, and a Bachelor of Commerce, all obtained from Stellenbosch University between 2013 and 2019, alongside completion of secondary education at Rhenish Girls' High School.
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