Jay Hwang

Jay Hwang is an accomplished credit risk management professional with extensive experience across multiple financial institutions, including Citi, State Farm, PNC, and Express Analytics. Currently serving as SVP, Credit Risk Manager at Citi since November 2016, Jay Hwang manages credit risk for a $12 billion private label credit card portfolio, overseeing significant projects that have generated substantial sales and improved portfolio quality. Previous roles include VP of Credit Risk Management at Citi, where Jay won the Citi Leader-In-Excellence Award for portfolio management during economic volatility. Jay's career began in strategic planning and project management, with an MBA in Business Analytics from USC Marshall School of Business and a BA in Language and Literature from Yonsei University.