Constantina Charalambous

Constantina Charalambous is a skilled data scientist and credit risk specialist with extensive experience in the financial sector. Currently serving as a Model Validation Data Scientist at Virgin Money since August 2021, Constantina focuses on building management information reports and analyzing performance trends for unsecured products using SAS and SQL, as well as monitoring performance of current accounts and personal loans through Tableau. Prior to this role, Constantina worked as a Portfolio Risk Analyst at Hitachi Capital (UK) PLC, where responsibilities included conducting portfolio reviews and providing pricing forecasts. Earlier experience includes a summer internship at EY, performing basic audit procedures, and another internship at Photos Forwarding Ltd, contributing to project management and risk assessment. Constantina holds a Master of Science in Financial Risk Management from the University of Leicester and a Bachelor’s Degree in Industrial Economics from the University of Nottingham.