Justin Ramirez

Justin Ramirez has a diverse work experience in the legal and compliance field. Justin is currently working as the Chief Compliance Officer and Senior Counsel at dub, where they started in September 2021. Prior to this, they were the Managing Director of Compliance at Percent from March 2021 to September 2021.

Before joining dub, Justin worked at iCapital Network, Inc. as the Vice President, Compliance Officer, and Legal Counsel from May 2017 to March 2021. In this role, they were responsible for implementing and managing the company's investment advisory and broker-dealer compliance programs, drafting firm policies and procedures, and conducting risk assessments. Justin also supervised the firm's CPO obligations and oversaw compliance testing programs.

Prior to iCapital Network, Justin worked at Harding Loevner LP as the Compliance Officer, Legal and Compliance from July 2014 to May 2017. In this role, they supervised and administered the company's compliance program and conducted compliance testing and reviews. Justin also drafted ADV disclosure documents and shareholder reports and performed special reviews and ad hoc analysis.

Before joining Harding Loevner LP, Justin worked at New York Life Insurance Company as a Senior Associate, Securities Compliance from October 2012 to June 2014. Justin was responsible for overseeing the company's registered investment adviser and maintaining an effective compliance program.

Justin started their career at Goldman Sachs as a Compliance Analyst from June 2011 to May 2012. Justin crafted and implemented firm policies and procedures and provided guidance on compliance matters to colleagues. Justin also conducted annual compliance training for employees.

Prior to their work at Goldman Sachs, Justin worked at G.P Securities as a Trade Floor Clerk from May 2002 to August 2004. In this role, they managed client accounts, executed client positions, and maintained customer data for securities transactions.

Overall, Justin Ramirez has extensive experience in compliance, risk management, and legal counsel roles in the financial industry.

Justin Ramirez obtained a Bachelor of Science (B.S.) degree in Business Administration and Management from Rowan University. Justin attended from 2002 to 2006. Justin later pursued a Doctor of Law (JD) degree with a focus on Banking, Corporate, Finance, and Securities Law at Rutgers Law School, which they completed from 2009 to 2012.

In terms of certifications, Justin obtained the Series 7, Registered Representative certification from the Financial Industry Regulatory Authority (FINRA) in December 2013. In December 2014, they acquired the Series 24, General Securities Principal certification, also from FINRA. Additionally, Justin obtained the Investment Adviser Certified Compliance Professional® (IACCP®) certification from NRS - National Regulatory Services in December 2016. Most recently, in January 2023, they obtained the Series 99, Operations Professional certification and the Series 66, NASSA Uniform Combined State Law Exam from FINRA.