Jim McRae

Jim McRae serves as the Chief Credit Officer at First Guaranty Bank, a position held since 2009. In this role, Jim has been responsible for overseeing credit policies and risk management, contributing to the overall financial health of the institution. Jim also holds the title of Chief Credit Officer at First Guaranty Bank and Trust Company of Jacksonville and First Guaranty Bank and Trust, maintaining a consistent leadership role in credit operations across these affiliated organizations since 2009.