Sandra Picard, CFE, COR Level 2

Sandra Picard, CFE, COR Level 2, has a diverse work experience spanning over several years. Sandra began their career in 1985 in the United States Naval Reserves as an Aviation Administration officer, where they served until 1993. Following their military service, Sandra joined Washington Mutual, N.A. in 1995, where they supervised the Operational Risk Vendor Assessment Team and managed correspondent operations for over a decade.

In 2008, Sandra joined Wells Fargo as the Distressed Asset Portfolio Operations Quality Assurance Leader, where they established a Quality Assurance/Compliance Program for a distressed asset portfolio refinance project. Sandra was responsible for recruitment, staffing, training, and mentoring a team of 10 Quality Assurance analysts.

In 2009, Sandra joined the Federal Deposit Insurance Corporation (FDIC) as a Contracts and Leases Repudiation Analyst. Sandra worked closely with senior personnel, attorneys, and regulatory agencies to create cases briefings for contract repudiation cases, resulting in the termination of assets and minimizing damages paid out on contracts and claims.

From 2014 to 2016, Sandra worked at JPMorgan Chase & Co. as a Senior Regulatory Compliance Officer. Sandra planned and conducted compliance tests of business processes to assess effectiveness in complying with federal and state regulatory requirements. Sandra worked closely with various stakeholders to provide expertise on compliance matters and assess the adequacy of the firm's compliance control environment.

In 2016, Sandra joined The Broach School of Jacksonville, Inc. as an Executive Administrative Assistant and Enrollment Coordinator. Sandra conducted interviews with prospective parents and students and conducted research on scholarships. Sandra tracked and managed enrolled students' scholarship funding.

From March to September 2017, Sandra worked at The Home Depot as a Department Supervisor - Front End. Sandra developed and managed direct reports, drove Front End Standards, and independently delegated tasks to their team.

Currently, Sandra works at Ginnie Mae as a Capital Market Analyst, a position they have held since October 2017.

Sandra Picard, CFE, COR Level 2, has pursued their education in the field of law and fraud examination. Sandra completed their Associate of Arts and Sciences (A.A.S.) degree in Legal Assistant/Paralegal from Rowan College at Burlington County. Prior to that, Sandra attended Pennsauken Sr. High School, but no degree or field of study information was provided for this institution.

In addition to their educational background, Sandra has obtained several certifications to enhance their professional profile. Sandra holds the Certified Fraud Examiner (CFE) certification from the Association of Certified Fraud Examiners (ACFE), which they obtained in July 2019. Sandra also holds the Contracting Officers Representative II certification from the Federal Acquisition Institute (FAI), which they acquired in February 2020.