Ca Kaushal Karwa

CA Kaushal Karwa is a seasoned finance professional with extensive experience in credit and risk management. Currently serving as Vice President - Wholesale Credit - SME at HDFC Bank, previous roles include Regional Credit Manager and Area Credit Manager within the same institution. Prior to that, CA Kaushal held the position of Senior Credit & Risk Analyst at Aditya Birla Finance Limited and served as Branch Credit Manager at ICICI Bank. Initial career stages involved working as an Auditor & Consultant and Article Assistant at ASL & Co. CA Kaushal holds a Chartered Accountant degree in Accounting and Finance from The Institute of Chartered Accountants of India and a Company Secretary degree in Banking from The Institute of Company Secretaries of India.