Ray Crook

Ray Crook is an experienced banking professional currently serving as the Regional Senior Credit Officer for Georgia Metro and Coastal Regions at The First Bank since March 2023. Crook has held significant positions in various banks, including Senior Credit Officer at The Heritage Bank since May 2020, Chief Credit Officer at Newton Federal Bank from April 2017 to February 2020, and Vice President Risk Officer at First Covenant Bank in 2016. Previously, Crook worked as a Senior Field Credit Analyst at Synovus, specializing in underwriting for C&I and CRE relationships exceeding $2.5 million, and as a Commercial Loan Officer at First Georgia Banking Company and Regions Financial Corporation, managing loan portfolios of $25 million and $30 million, respectively. Crook holds a Bachelor's Degree in Business Administration and Management from Emmanuel College, earned between 1998 and 2003.