Rajat Kalia is an experienced Senior Credit Manager at ICICI Bank since May 2021, specializing in working capital finance for Small and Medium Enterprises and Agri Businesses. With over three years of experience in credit management, Rajat has a proven track record in analyzing financial data, assessing creditworthiness, and structuring customized financial solutions to facilitate business growth. Prior to ICICI Bank, Rajat served as an Accounts and Tax Executive at V E D A S & Co. Chartered Accountants and as an Article Trainee at O.P. Garg & Co., gaining experience in tax audits and statutory bank audits. Rajat holds a Chartered Accountancy degree from The Institute of Chartered Accountants of India and a Bachelor of Commerce from DAV College Jalandhar.
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