Ajay Saxena

Ajay Saxena is a seasoned professional with extensive experience in risk management and credit evaluation. Currently serving as a Principal Consultant and Lead Risk Consultant at ICRA Analytics Ltd since October 2021, Ajay is responsible for ECL computation and validation, development of internal credit rating models, and consultancy on software solutions for diverse clients. Prior to this role, Ajay was a Senior Manager in Risk Management at Bank of India from December 2017 to October 2021, focusing on credit risk management, ECL computation, and policy framework development. Ajay also held the position of Manager at IDBI Bank, where responsibilities included credit underwriting and monitoring business loans, as well as leading a regional credit team. Earlier experience includes a role as a Software Engineer at Patni Computer Systems, specializing in data analysis and management. Ajay holds an MBA in Finance from the Institute of Technology and Management and a Bachelor of Engineering in Mechanical Engineering from the Institute of Engineering & Technology DAVV, Indore.