Credit And Risk Analyst

Job Title: Credit and Risk Analyst Location: London, Madrid, Paris Experience: 3+ years of experience

What about us?

Created in 2023, INFINIT operates in more than 6 countries and has in excess of 150 employees of different nationalities. 

At INFINIT we are reshaping the future of SMEs in select industries with an all-in-one platform that empowers small business owners and their staff to seamlessly manage and optimize every aspect of their business. By focusing on a select few industries we have been able to bring a high level of expertise to our customers and unlock huge areas of potential growth for them.

Join us at INFINIT as we revolutionize and positively impact the global economy, and embark on a journey of growth and innovation. Your FinTech adventure begins here!

As the Credit & Risk Analyst at INFINIT, you will join the Banking Operations team. Your objective will be to analyze credit applications to identify risk areas and assess appropriate financing amounts for these companies.

What do we want to achieve together?

• Analyze credit applications from SMEs in Automotive sector and decide their outcome having as priorities to minimize risk, to respect business, financial and compliance requirements and to manage portfolio quality
• Handle operational tasks leading to the customer’s activation in coordination with Sales and Customer Success teams: contract generation, Infinit bank account creation, etc.
• Communicate with different stakeholders (bank partners, Sales and Customer Success teams, Country Managers)
• Contribute to the development our financial and banking analysis tools, including our scoring tool, with your feedback and ideas for improvement

What do you need to be successful in this role?

• You have at least 3 years of experience in B2B credit analysis in a corporate bank or Fintech, specifically in the country you are applying
• You are fluent in English
• You are good at managing time and priorities, dynamic, and adaptable, which will make you able to succeed in a fast-growing start-up
• You are curious, a critical thinker and you have a strong interest in data analysis: you know how to investigate different databases, dig into files, and cross-reference sources to make a decision quickly,
• You are organized, reliable, autonomous, and rigorous to be able to justify your decisions and stick to them
• You are humble, eager to learn, and like to communicate
• Experience with Hubspot, Notion, and Excel is a plus - the ability to learn is required

What will you find working at Infinit?

• Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at Infinit will have a lasting effect on businesses and communities.
• Diverse and Inclusive Team: Join a dynamic and international team of over 7 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
• Flexibility and Ownership: we trust our team and we are goal-oriented
• Competitive salary and stock options. We offer highly competitive salaries and equity, because we're building this together.
• Day off on your birthday we celebrate it with you.
• Flexible Benefits: Access Flexible Retribution benefits through a convenient mobile app, Cobee.
• Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
• Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance.
• Personal Time Off: Enjoy flexibility with your personal time off.