John Lotto

John Lotto has a diverse and extensive work experience in the finance industry. John is currently the VP of Finance at JALA Tech, where they lead and manages various finance functions. Prior to this, they worked as an Investment Manager at C4D Partners.

Before their role at C4D Partners, John served as the Credit Analyst Head at PT Bank Amar Indonesia Tbk., where they led the Credit Analyst Department and handled commercial banking. John also worked as a Senior Credit Risk Reviewer at PT BANK JTRUST INDONESIA Tbk., where they conducted credit risk reviews for various banking sectors.

Their early career started at PT Bank Mandiri (Persero) Tbk, where they served as a Commercial Banking Relationship Manager.

Overall, John Lotto has demonstrated expertise in finance, credit analysis, and risk management throughout their career.

John Lotto began their education in 2010 at Universitas Katolik Parahyangan (UNPAR), where they earned a Bachelor of Engineering in Chemical Engineering. In 2020, they pursued further education at the Corporate Finance Institute® (CFI), specializing in CBCA, FMVA, and FPWM. Additionally, John obtained certifications in various fields such as Financial Planning & Wealth Management, Commercial Banking & Credit Analyst, and Financial Modelling & Valuation Analyst. In 2023, they attended IPMI International Business School to study for a Certified Management Accountant qualification. Throughout their education, John also completed a range of specialized courses in digital marketing, innovation, strategic leadership and management, financial management, personal and family financial planning, and risk management. John attended the Commercial Banking Academy in 2011.