Heri M.m.

Heri M.M. is a seasoned business consultant with extensive experience in portfolio management and strategy development within the banking sector. Currently serving at KAP Heliantono dan Rekan since December 2021, Heri has previously held key positions at PT Bank Danamon Indonesia, Tbk. and DBS Bank, where significant contributions included developing portfolio management tools and implementing collection management systems. A strong background in credit systems and collection strategies has been cultivated over a career that began at Standard Chartered Bank, encompassing various roles that focused on credit risk, strategy formulation, and analytics. Heri holds a Magister degree in Risk Management from the University of Indonesia and a Bachelor's degree in Mathematics from Institut Teknologi Bandung.