Pedro Camargo

Pedro Camargo has a diverse work experience spanning several roles and companies. Pedro currently works at Klarna as a Senior Analytics Manager, where they lead analytics for product definition, post-purchase experience, and debt collection. Pedro is also responsible for product and business performance analytics. Prior to Klarna, Pedro held the position of Analytics Manager, where they led the financing Europe insights and monitoring team and oversaw P&L analysis, business planning, and credit risk monitoring. Pedro also developed a team of ten analysts within the competence.

Before joining Klarna, Pedro worked at Itaú Unibanco in various roles, including Credit Underwriting Coordinator, where they led the credit strategy for overdraft products and managed revolving limits. Pedro also served as the Credit Collections Pricing Coordinator, responsible for refinancing strategies and interest rates for debt restructuring. Additionally, Pedro was the Credit Collections Data Science Coordinator, leading a team of data scientists in supporting debt collection strategies with statistical modeling. Pedro started their career at Itaú as a Credit Collections Strategy Analyst, designing collection strategies and implementing collection scores.

Pedro also has experience at Banco Santander as a Credit Risk Analyst and at Management Solutions as a Credit Risk Analyst. Prior to that, they interned at Faculdade de Economia, Administração e Contabilidade de Ribeirão Preto / USP as an Economy Intern and at ITS - Instituto de Tecnologia de Software as a Business Planning Intern, where they developed business plans and conducted financial analysis for small and medium software companies.

Overall, Pedro Camargo's work experience showcases their expertise in analytics, credit risk management, and strategy development in the financial sector.

Pedro Camargo has a Bachelor's degree in Economics from Insper Instituto de Ensino e Pesquisa, which they earned between 2005 and 2008. Later, they pursued a Master of Science (MS) in Economics at USP - Universidade de São Paulo, completing their degree between 2010 and 2012.