Patrick T.

Patrick T. has a diverse work experience spanning several decades. Patrick started their career in 1978 as a Riverboat Pilot for The Belle Carol Riverboat Company, where they learned the craft of piloting sternwheelers on the Cumberland River in Nashville. Patrick obtained a license from the US Coast Guard to pilot passenger carrying vessels at the age of 18 and continued serving as a pilot until 1986.

Patrick then joined NationsBank as a Senior Credit Officer in 1986, where they co-developed the Business Banking division of Tennessee and Kentucky. Patrick worked as a commercial lender and Senior Credit Officer, driven to help small businesses. Patrick remained with NationsBank and its predecessors until 1995.

In 1995, Patrick joined Jack Henry as a Credit Advisor. Throughout their tenure, Patrick held various roles including Director of Risk Management, Director of Banking Services, and Senior Risk Analysts. Patrick closely collaborated with software development teams to scope and design lending and portfolio management systems and worked with marketing teams to initiate and nurture the Hub Spot campaign. Patrick's contributions extended beyond their work responsibilities, as they trained thousands of commercial lenders across the US and published numerous articles in state banking journals, national journals, and blog sites. Patrick'stime at Jack Henry lasted until 2022.

Currently, Patrick serves as the President of Lendovative Technologies, Inc., a position they have held since March 2022.

Patrick T. completed their Bachelor of Business Administration (BBA) degree in Business Administration and Management from Belmont University, from 1983 to 1986. Following this, they pursued a Master of Business Administration (MBA) degree with a focus on Accounting and Finance at Middle Tennessee State University (MTSU), which they completed from 1991 to 1993.