David R. possesses extensive experience in credit risk management, particularly for small and medium enterprises and corporate clients. Currently serving as Director Riesgos CIB at Unicaja Banco since January 2022 and as Subdirector General de Riesgos at Liberbank since September 2020, David has held numerous leadership roles in risk management. Previous positions include Director de Admision Riesgos at Banco Santander and Director de Admision empresas riesgos at Banco Popular, showcasing a consistent track record in overseeing credit risk processes. David's academic background includes advanced studies in structured finance, financial risk management, and various MBA programs, enhancing expertise in innovative risk solutions, credit origination, portfolio design, and risk appetite analysis.
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