Francisco Álvarez Panadero

Francisco Costa is an experienced financial professional currently serving as a PL Financial Planning Analyst at Lojas Marisa since March 2022, following a role as a JR Financial Planning Analyst. Prior to this, Francisco worked at Ânima Educação from October 2019 to December 2021 as a Financial Assistant, where responsibilities included budget preparation, performance analysis, monthly forecasting, and management report development. Francisco has also held positions as an Accounts Receivable Assistant at Aviva, supporting the commercial area, handling client relationships, and conducting financial analysis for credit decisions. Early career experience includes an internship involving financial operations and audits. Educational qualifications consist of an MBA in Corporate Finance from Universidade Anhembi Morumbi and a degree in Accounting from Uninove, along with a Bachelor's in Administration from the same institution.