Neil Livingston is a seasoned professional in the field of mobile commerce and payments, currently serving as the Vice President of Product Design & Architecture at Mastercard. With a career that includes roles such as Mobile Commerce / Payments Consultant at Mobile Intellect Limited, Mobile Payments Consultant at Tesco Bank, and Director of Mobile Products at Carta Worldwide, Neil has demonstrated expertise in mobile payment solutions. Additionally, Neil has contributed as a Wallet Architect for Weve, specializing in mobile payments. Educationally, Neil holds a Master of Science in Information Technology - Systems Integration and a Bachelor of Science in Electronic & Electrical Engineering, both from Edinburgh Napier University.