Javier Munarriz, currently the Head of Data Science and Credit Decisioning at Mondu, has a strong background in developing risk models and data applications. With experience at companies such as Klarna and Deutsche Bank, Javier has a proven track record of leading teams and implementing innovative data solutions. With a Ph.D. in Theoretical and Mathematical Physics, Javier also possesses a solid academic foundation that complements their practical industry experience.
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