Ana Morais Sarmento holds extensive experience in operations management within the financial and technology sectors. Currently serving as the Operations Director at Paybyrd since October 2019, Ana leads initiatives in omnichannel payment solutions. Previously, Ana held the position of Operations Director at Bullray from January 2018 to October 2019 and contributed as General Manager at Citydrive, the largest car-sharing service in Portugal, from April 2016 to January 2018. With earlier roles including Director at Bullray and Fleet Management Responsible at Refriango in Angola, as well as consultancy positions at Santander Consumer Multirent and Societe Generale, Ana possesses a strong background in operational efficiency and strategic development. Educational credentials include a degree from IPAM, completed in 1998.