Andres Gutierrez

Andres Gutierrez currently serves as the Underwriting Manager and Underwriter at PennyMac Loan Services, LLC, where responsibilities include underwriting agency, jumbo, and FHA loans in accordance with established guidelines and effectively communicating decisions to relevant stakeholders. Prior to this role, Andres was an Independent Distributor at Kyäni, promoting health and business opportunities. Previously, at Chase, management positions included Operations Team Manager and Loss Mitigation Supervisor, overseeing loan processors and daily operations. Experience also includes roles at Washington Mutual Card Services dealing with loan modifications and as a Default Collection Specialist focusing on non-performing loans. Andres holds a Bachelor of Arts degree in Chicano Studies from California State University, Northridge.