David Whittaker ACBI

David Whittaker ACBI is an experienced credit risk professional currently serving as the Head of Credit Risk at Perenna since August 2022, overseeing credit risk management and serving as a member of the Credit Committee. Prior to this role, David held positions at Atom Bank as a Credit Risk Manager, where responsibilities included redefining lending policies and automating operational processes, and at Virgin Money, where extensive work on residential and buy-to-let lending policies resulted in substantial increases in DIP approvals. David's career began at Northern Rock, contributing to the risk team during the bank's transition to private ownership and serving in various capacities, from Credit Risk Analyst to Mortgage Underwriter.