Azat Gimadiev has six years of work experience. From 2021 to present, they have been a Marketing Analyst for both Prisma Labs, Inc. and Yandex.Taxi. From 2019 to 2021, they were a Senior Analyst at OTP Bank (Russia), where they developed a scoring model on credit bureau triggers, performed antifraud analysis to detect fraudulent credit card transactions, and redesigned the credit cards strategy to support business improvements. From 2019 to 2021, they were also Head of Scoring at Smartcredit.ru, where they reduced loan interest rate from 1.5% to 1% per day while keeping the revenue stable by revising antifraud rules, creating alerts, including new data from vendors, and implementing a new scorecard approach. In 2018, they were a Credit Risk Analyst at Infinto, where they developed a risk management strategy and performed scenario analysis in order to optimize risk and business strategies. From 2017 to 2018, they were a Credit Risk Analyst at Baker Tilly Russia. In 2016, they were a Summer Intern at Sberbank.
Azat Gimadiev attended the Higher School of Economics from 2014 to 2018, where they earned a Bachelor's degree in Mathematics.
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