Ryan Ray

Ryan Ray is the President of PROG Lending, the lending division of leading consumer fintech company PROG Holdings. In this role he is responsible for managing the Company’s lending and credit products, currently comprised of Vive Financial and Four Technologies. Prior to this role, he served as the Company’s Chief Administrative Officer for two years and as President of Vive Financial for six years. During that time, he was responsible for overseeing the PROG Holdings’ Compliance, Risk Management, and Corporate Communications divisions in addition to his duties with Vive Financial. Mr. Ray joined the Company’s Progressive Leasing segment in 2013 as Vice President of Operations, which followed more than a decade of leadership roles with Discover Financial Services. He received a Bachelor of Arts in Finance from the University of Utah and an MBA from the Kellogg School of Management at Northwestern University.