Santa Otni Rafael Sinaga is an experienced professional in the insurance sector, currently serving as a Claim Analyst MV at PT Asuransi Total Bersama since October 2022. Prior to this role, Santa worked as an Underwriter Suretyship at PT Asuransi Kredit Indonesia from January 2022 to October 2022. Santa holds an Associate's degree in Insurance and Actuarial Administration from the University of Indonesia, completed in September 2022.
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