Victor D. Padilla

Victor D. Padilla has extensive experience in commercial lending and real estate finance, currently serving as AVP and Commercial Loan Officer at Ridgewood Savings Bank since March 2009. Responsibilities at Ridgewood include soliciting, underwriting, coordinating, and managing Commercial Real Estate Loans. Previous roles include Vice President at ConnectOne Bank and President and Vice President at the Metropolitan Mortgage Officers Society. Prior experience includes positions at Capital One Bank, Northfork Bank, GreenPoint Mortgage, and Carver Federal Savings Bank, where Victor engaged in credit analysis, loan underwriting, and property management. Academic qualifications include a diploma in Business Accounting from Eastern District High School and an Associate's degree in Management/Real Estate-Insurance from Queensborough Community College.