Fermin de la Cruz

Fermin De La Cruz, CIA, CISA, currently serves as Internal Audit Manager at Santander Bank, N.A., beginning in February 2022, where responsibilities include providing assurance on internal control, risk management, and governance processes in the non-IT risks area. Prior experience includes over 21 years at BBVA in the USA, culminating in the role of Senior Audit Manager, where Fermin defined and managed audit projects and developed audit work programs. Additional roles at BBVA included Internal Audit Quality Assurance Manager, responsible for maintaining the quality assurance program, and Audit Team Manager, focusing on audit planning and team supervision. Fermin holds a Bachelor of Business Administration degree in Accounting and Business/Management from Texas A&M International University.